Essential Home Loan

This flexible loan has a discounted variable interest rate, redraw facility and interest only options.

Key features

  • Flexible repayment options – fortnightly and monthly
  • Redraw facility, with access via Internet Banking1or a branch
  • Pay your loan off sooner with additional lump sum payments
  • Interest only options available for up to 5 years
  • Loan terms up to 30 years
  • Suitable for owner/occupiers or investors
  • Choose the interest rate that suits you – variable, fixed or a combination of both


1 Conditions apply

Calculators

See how much you can borrow, how extra repayments can help you and get serious about savings with our budget planner more

Customer service

General enquiry

Employment opportunities

Website enquiry

Telephone
1300 660 550
8.30am to 5.30pm AEST
Monday to Friday

Online Customer Service Form

Bank of Cyprus Australia Limited - Rialto Towers, Level 41, 525 Collins Street, Melbourne VIC 3000. ABN 51 092 167 907 AFSL 244611 / Australian Credit Licence 244611. Advice on this website does not take into account your financial circumstances, needs or whether it is appropriate for you. Bank of Cyprus Australia Limited recommends that you read the terms & conditions before deciding to acquire the product. Bank of Cyprus Australia Limited is a wholly owned subsidiary of Bendigo and Adelaide Bank Limited.